Sanjeevani NGO successfully organized and completed Financial Literacy workshop in 9 places of Almora District with the help of NABARD Uttarakhand. We started these programme with the arrangement of workshops, identification of locations for workshop and secure the presence of experts from banks, line departments and villagers living in different blocks.
We tried our best to impart them and understand their interaction with their world in which they are living. Our primary objectives were to make them aware of financial literacy which is the initial step of financial comprehension and strengthen their way of earning and spending patterns. We also tried to enlighten them about the convenient services/ products that will help them further in taking sagacious and profound decision about their fiscal related problems. Almost every programme delivered in folk language because they could feel some problem to understand hindi so it was a better way to use folk language.
About 800 to 850 villagers who attended the program were given basic lesson in savings for life-cycle needs and investments, Life insurance instruments for securing their family, balanced financial planning, importance of financial awareness and accessing financial products & services. Sanjeevani focused to educate villagers to understanding of how to use credit, manage money and savings, minimize financial risk and drive long- term benefits of savings.
Methodology – We did our best to make the local audience understand the value of financial literacy, its concepts and taught them to take better decisions and to be economically secured. Our team members were regularly involved with all their efforts for successful implementation of this programme. We also took help from the local NGOs working there. We are equally grateful to the DDM, NABARD Almora, Block representatives from different Banks, School staff, local leaders, School and Colleges who exaggerated our workshops with their presence and exported their meritorious suggestions to us and to the participants and educated the villagers about the importance of saving, bank/ departments scheme. Kisan Credit Card, Joint Liability Group and NABARD Scheme.